My Terms Hire Purchase Plan

Now you’ll never have to dip into your savings or be bogged down by high interest rates again. That’s because Standard has created the most versatile, unbeatable hire purchase (HP) plan on the market just for you!

With “My Terms” you get the ease and comfort of getting everything you want with small, manageable payments. And, Standard will even work with you to provide a customised package that suits your budget.

Here’s why you should choose “MY Terms” Hire Purchase Plan:

One Flat Interest Rate Guaranteed

Our competitive interest remains consistent throughout your entire plan and is the same rate for all customers.

HP at Cash Price Options

Absolutely no interest is charged on our 3 month cash option.

No Down Payment

Pay nothing down once your account meets our credit criteria.

Lowest Installments Guaranteed

Enjoy smaller, easier payments that suit your budget and stay installment FREE for up to 30 days after the approval of your application.

Flexible Payment Options

We’re giving you more ways to pay! Payment can be made at our Standard showroom, online through Scotiabank or Surepay, or at any Surepay location island wide. You can choose the option that’s best for you!

Same Day Approval

Your application is approved on the same day, once you meet the credit criteria.

Frequently Asked Questions

Documents needed to apply

  • Valid Photo ID
  • Job Letter (no older than 3 months)
  • 3 Month’s Payslips
  • Utility Bill or Bank Statement in Customer’s Name (no older than 1 month)
  • Tenancy Agreement (if renting)
  • Recent Bank statement (last 3 months and continuous if self-employed)